PointsToTheT

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Transfer bonuses, a mistake still happening, and a full trip for 77K points

May 5, 2026

Transfer bonuses, a mistake still happening, and a full trip for 77K points

This week: what's actually worth paying attention to right now, and the one question that instantly makes every transfer decision smarter.

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Your points are losing value right now — here's the holding window that protects them

Apr 28, 2026

Your points are losing value right now — here's the holding window that protects them

80,000 points today might only buy what 60,000 bought three years ago. Points aren't an investment. Here's how long to actually hold them.

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You earned 75,000 points. Here's exactly what to do next and what to avoid

Apr 21, 2026

You earned 75,000 points. Here's exactly what to do next and what to avoid

Most people quietly lose value right here — redeeming for gift cards, statement credits, or Amazon purchases. Here's the playbook for turning a signup bonus into a real trip.

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How to hit a $5,000 minimum spend using money you were already going to spend anyway

Apr 14, 2026

How to hit a $5,000 minimum spend using money you were already going to spend anyway

The goal isn't to spend $5,000. It's to move $5,000 of existing spending onto one card. That reframe changes everything.

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The first card decision that either accelerates everything or locks you in too early

Apr 7, 2026

The first card decision that either accelerates everything or locks you in too early

Most beginners pick an airline card first. Here's why that's the wrong move, and what to get instead.

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36,000 points a year without spending more or changing your lifestyle

Mar 31, 2026

36,000 points a year without spending more or changing your lifestyle

The biggest points leak isn't low spending. It's routing the same spending through the wrong card. Here's how to fix it in one step.

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